Tax Strategy & Planning

The IRS Has Rules.
We Know All of Them.

Proactive, aggressive, fully legal tax reduction for business owners and high earners. We don't just prepare your return — we engineer it throughout the year so filing day is a formality.

Year-Round
Proactive Planning
CPA + EA
Tax Credentials
IRS
Representation Rights
100%
Legal Strategies Only
Our Approach

Compliance Is the Floor.
Strategy Is the Ceiling.

Most CPA firms are built around compliance — getting the return filed accurately and on time. That's necessary, but it's table stakes. The real value lives in what you do before December 31st, not after.

At CMLX, we take a tax-first approach to every financial decision. Every dollar you earn, invest, or spend has a tax consequence — and we position ourselves upstream of those decisions so we can optimize them before they're locked in.

We hold CPA licenses, Enrolled Agent designation, and CFP® credentials — giving us the legal authority to represent you before the IRS and the financial planning depth to integrate tax strategy with your wealth-building objectives.

Our philosophy: The best tax return is the one that shows the least legally permissible income. We build that return 12 months before it's due.

Tax Services Overview

ServiceDetail
Tax Strategy PlanningYear-round proactive reduction planning
Business Tax PreparationAll entity types — S-corp, LLC, Partnership, C-corp
Individual Tax PreparationHigh-income W-2, 1099, K-1, investment income
Entity StructuringOptimal structure to minimize SE and income tax
IRS RepresentationAudits, notices, collections, appeals
Tax ResolutionBack taxes, installment agreements, OIC
Estate & Trust ReturnsForm 1041, estate tax returns, gift returns
Cost SegregationAccelerated depreciation for real estate
Retirement PlanningSolo 401(k), SEP, DB plans, Roth conversion
Strategy Areas

Where We Find the Money

These are the highest-impact areas where proactive planning consistently delivers measurable results for our clients.

Real Estate Tax Strategy

Cost segregation, depreciation acceleration, 1031 exchanges, short-term rental strategies, and real estate professional status elections for eligible clients.

Business Tax Reduction

S-corp elections, reasonable compensation analysis, accountable plans, Section 105 medical, retirement plan design, and qualified business income deductions.

Wealth Transfer & Estate

GRATs, QPRTs, charitable remainder trusts, irrevocable life insurance trusts, and generational transfer strategies designed to move wealth tax-efficiently.

Retirement Optimization

Defined benefit plans, mega backdoor Roth, strategic Roth conversions, IRMAA management, and RMD planning to minimize lifetime tax on retirement income.

IRS Resolution

Back tax liabilities, audit representation, penalty abatement requests, installment agreements, offers in compromise, and innocent spouse relief.

Tax-Loss Harvesting

Investment portfolio coordination, wash-sale rule navigation, capital gain and loss timing, and charitable contribution strategies using appreciated assets.